Tag Archives: Housing Rates

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Home Ownership Matters

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Presented by:

Mortgage Investors Group

Spring is near…is your home ready?

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…a few spring tips from Jack Feldmann:

clayton
Winter months can bring families closer together like snuggling around a warm fire, the fun holidays with all those wonderful memories. But what you may not realize is all the bad stuff that maybe happening, outside, to your wonderful home like leaf-filled gutters, cracked sidewalks from hard freezes, and what about those neglected flower beds with last years ‘splendor’ all brown and ugly? Jack Feldmann with Clayton Home Inspection Service, a certified master inspector with the American Society of Home Inspectors, shares this checklist to help you target the areas that need maintenance so you can get your chores done quickly, leaving you time to go outside and play in the new springtime sunshine.

  • Check for loose or leaky gutters. Improper drainage can lead to water in the basement or crawl space. Make sure downspouts drain away from the foundation and are clear and free of debris.
  • Low areas in the yard or next to the foundation should be filled with compacted soil. Spring rains can cause yard flooding, which can lead to foundation flooding and damage. Also, when water pools in these low areas in summer, it creates a breeding ground for insects.
  • Use a screwdriver to probe the wood trim around windows, doors, railings and decks. Make repairs now before the spring rains do more damage to the exposed wood.
  • From the ground, examine roof shingles to see if any were lost or damaged during winter. If your home has an older roof covering, you may want to start a budget for replacement. The summer sun can really damage roof shingles. Shingles that are cracked, buckled or loose or are missing granules need to be replaced. Flashing around plumbing vents, skylights and chimneys need to be checked and repaired by a qualified roofer.
  • Examine the exterior of the chimney for signs of damage. Have the flue cleaned and inspected by a certified chimney sweep.
  • Inspect concrete slabs for signs of cracks or movement. All exterior slabs except pool decks should drain away from the home’s foundation. Fill cracks with a concrete crack filler or silicone caulk. When weather permits, power-wash and then seal the concrete.
  • Remove unused firewood stored near the home. Firewood should be stored at least 18 inches off the ground at least 2 feet from the structure. Never stack firewood next to home.
  • Check outside hose faucets for freeze damage. Turn the water on and place your thumb or finger over the opening. If you can stop the flow of water, it is likely the pipe inside the home is damaged and will need to be replaced. While you’re at it, check the garden hose for dry rot.
  • Have a qualified heating and cooling contractor clean and service the outside unit of the air conditioning system. Clean coils operate more efficiently, and an annual service call will keep the system working at peak performance levels. Change interior filters on a regular basis.
  • Check your gas- and battery-powered lawn equipment to make sure it is ready for summer use. Clean equipment and sharp cutting blades will make yard work easier.

Air Date 03-02-13: Three from MIG!

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Meet Three New Faces to MIG!

HH4

1st Segment:

HH3Taylor Hays
Taylor.Hays@migonline.com
Office 865-671-8910
Fax 865-671-0774
10118 Parkside Drive,
Suite 100,
Knoxville, TN 37922

Apply Online

NMLS Unique Identifier
# 922459
TN Lic. # 113544

Message from Talyor:
Mortgage Investors Group is Tennessee’s leading independent mortgage lender. By choosing from our large selection of loan programs including Conventional, FHA, THDA, VA, Construction/Permanent, Interest Only, Fixed and Adjustable Rate Mortgages, you can be certain that you will receive the mortgage program that best fits your individual situation. We have in-house technology systems and experienced staff to simplify the mortgage loan process, thus saving time and money for borrowers. In fact at Mortgage Investors Group, we guarantee that your rate and our fees will not change from lock-in to closing, or we will pay the difference. We specialize in providing convenience, ease, and experience along with low mortgage loan rates.

“My team’s commitment to providing superior customer service has afforded us a quality reputation in the community. I look forward to assisting you with any of your current or future mortgage loan needs. As I work primarily by referral, I encourage you to tell family, friends, and colleagues about Mortgage Investors Group and me.”

2nd Segment:

HH1Robert Carter
Robert.Carter@migonline.com
Office 865-691-8910
Fax 865-691-7714
8320 East Walker Springs Lane, Suite 200,
Knoxville, TN 37923
Apply Online
NMLS Unique Identifier
# 898005
TN Lic. # 113697

Message From Robert:

Working for Tennessee’s Leading Independent Lender allows me the tools that the competition simply does not have. That is why shortly after Mortgage Investors Group financed my home, I joined the team as an employee. I understand that purchasing your home is likely the largest purchase you will make in your lifetime, and I take the responsibility of guiding my clients through the process seriously.

It is my job to find the best loan product for each client’s individual needs and explain every step required to get you into your new property so that you can continue living your life. I would be honored to show you why the Carter Team is such a powerhouse in the mortgage lending business. Our closing process is a well-oiled efficient machine that works for you. Unlike other Loan Officers at other companies that can be hard to get in touch with, and forget about the client after the closing, my team is here for you when you need us and understand that you will have questions after you move in. Come Close with Carter, and see why previous clients say such great things about us!

3rd Segment:

HH2Ron Daughtrey
Ron.Daughtrey@migonline.com
Office 865-691-8910
Cell 865-209-3883
Fax 865-691-7714
8320 East Walker Springs Lane, Suite 200,
Knoxville,TN 37923
Apply Online
NMLS Unique Identifier
# 113067
TN Lic. # 88274

Message from Ron:

Mortgage Investors Group, founded by loan officers, is Tennessee’s leading independent mortgage lender. Whether you’re buying a home or refinancing your current one, I am committed to helping you find the mortgage program that best fits your individual situation.

MIG offers competitive loan rates and a large selection of loan programs, including Conventional, FHA, THDA, VA and USDA. We use on-site Underwriting, Processing and Appraisal services and in-house technology to ensure a swift and professional lending experience.

As a licensed Loan Officer, I have the expertise to advise you through the process, answer any questions you may have and help you close on time. You can rest assured that you will receive superior customer service when you work with MIG. That’s how we’ve become leaders in the local mortgage lending market.

I look forward to assisting you with your current or future mortgage loan needs. I hope to hear from you soon.

The Housing Hour 07.14.12 (Saturday’s 2p-3p, 100.3 WNOX)

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Our guest today was Doug Lawyer, Vice President of Economic Development  with the Knoxville Chamber of Commerce. Doug will be discussing Innovation Valley, a regional economic development initiative centered on a 25-mile Technology Corridor with world-class resources in science, technology, and business.
Our Good Will section features Legacy Parks Foundation— Chad Youngblood joins our show to talk about how the organization works to assure that our community enjoys exceptional recreational opportunities, natural beauty and open spaces, and that those assets exist for generations to come. Also check out their newest website for all the parks and trails! Outdoor Knoxville!!

The Housing Hour 6.30.12 — MIG HEROES

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The Housing Hour 6.30.12 Special MIG HEROES by The Housing Hour

The Housing Hour -Aired 6/23/2012

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Our Guests:

Special guest Terry Adams , Adams Law Firm and Admiral Title, joins The Housing Hour. We will discuss legal issue that effect housing and related industries. Also, Terry talks about his contract negotiating  services for Athletes and Entertainers. Terry has offices in Knoxville and Nashville.

The second segment we will be talking to Bavy Lopez,Assistant General Agent, Capital Financial Group, LLC regarding investment strategies and insurances. Bavy discusses his’3 ‘flavors’ of advisers and describes :Financial Junk Drawers-Paralysis by Analysis-Blood is Thicker than Water.

Our last segment will be be highlighting Clayton Center for the Arts, “Music in the Air” Festival coming up at the Ronald And Lynda Nutt Theatre, June 29th-July1st. Executive Director, Robert Hutchens talks about The Center and its diversified out reach programs.

The Housing Hour -Aired 6/16/2012

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We continue our series on Energy Efficiency in Homes:

Our Guest:

David Lee – Residential Supervisor for U.S. Department of Energy’s Energy Efficiency and Renewable Energy Building Technologies Program

Important Website:

Home Energy Assessments – TV

Success Stories!

Mr. Lee oversees several programs including Building America and the Better Buildings grantees. David was formerly at the Environmental Protection Agency (EPA), serving as Director for the Residential Branch, overseeing the ENERGY STAR New and Existing Homes Program. Prior to this, David was the branch chief responsible for the regulatory program to phase out the use of ozone depleting chemicals at EPA. Over his career, he has worked in several policy offices within EPA, DOE, and the Department of Health and Human Service.

Today Mr. Lee continues our conversation regarding research and implementation of Energy Efficiency science in existing and new home conctruction.

Be sure to listen to our other interviews on this topic: Energy Efficency in Homes.

Our last segment features KARM-Knoxville Area Rescue Ministries. Angie Hatcher Sledge, our Vice President of Development joins our show to talk about the ministry and their biggest  fund raiser of the year – Dragon Boats on June 23rd!

The Housing Hour – Aired 5/19/2012

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Mansour Hasan,  of State Farm Insurance,  talks  about property Insurance and what you need to know about liability coverage. From insuring  jewelry to rental property, Mansour  walks us through the intricacies of  homeowners insurance.

We will also have guru web designer Kevin Thomas with us to explain the importance of thoughtful web design.  Kevin explains the main purpose of a website and how to attract maximum number of customers by search engine optimization.  Kevin is the webmaster of The Housing Hour.

Our last segment we will have  Lynn K. Petr from Shangri-La Therapeutic Academy of Riding (STAR). Lynn joins our program  to talk about how she first got the idea to start Star and how its grown to its present size.

The Housing Hour – Aired 5/12/2012

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The Housing Hour  interviews Tim Stallings, father of local Professional Golfer, Scott Stallings.
We will be in studio with Tim Stallings discussing a wide range of topics. Tim will discuss his son’s first trip to The Masters Golf tournament as well as Scott’s first full year on the PGA tour. Tim opens up in a candid interview that speaks of his personal faith as well as the deep personal faith and conviction of his son.  Join us for an inspirational show!

Tim’s ministry links:

We are excited to have Robert Jubran, our newest Top Producing Loan Officer,  join our 2nd  segment of the show this week.  Robert brings several years of lending experience to MIG and he shares his vast knowledge with The Housing Hour!

Robert Jubran
You can contact Robert: Robert.Jubran@migonline.com

Also, we have  Janelle Benuska from Crohns and Colitis Foundation of America who talks about the Knoxville Take Steps for Crohn’s and Colitis Event, May 19th @ 4pm on Market Square!

The Housing Hour – Aired 3/31/2012

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Our guest is Bonnie Allen from Classic Design Staging.

Classic Designs Home Staging’s mission is to transform each client’s home into an inviting space by providing custom plans and services unique to each project. By using our professional training and their love for design, they strive to prepare your home for sale to achieve top dollar or to redesign your current home for maximum enjoyment and comfort of your living space. If you want to quickly market your home,  Classic Design Staging is the way to go!

We also have Lynn Raymond on to talk about her program at West High School that involves students running an actual bank!