Tag Archives: Mortgage Investors Group

ON SEPTEMBER 11, 2001 I WAS ON A PLANE

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On September 11, 2001 my mom and I were on our way home from a long European vacation.


I remember sitting in the terminal at Gatwick Airport re-living the prior two weeks in my head.  My mom and I had visited Ireland, Russia, France and England. I had the time of my life and was just disappointed that it was all coming to an end. I was headed back to Atlanta for another week of selling vitamins and gold cards at my GNC store that I managed in Buckhead. I recall wanting to be closer to home.  Spending time with her made me realize just how much I missed Tennessee.

We loaded up on our Boeing 777 Delta flight 11 traveling from Gatwick to Atlanta.

As we made our way into the air my mind drifted. I just felt something tugging at my heart.  I put my head phones on and fell asleep.

I don’t recall exactly how many hours had passed, but I do know that we were over the ocean coming into United States airspace.   The music in my headphones was temporarily interrupted. It was the voice of a noticeably shaken pilot.

What happened next will be etched in my mind for the rest of eternity.

“Ladies and Gentlemen….I need……you… to listen to me very carefully. There has been an attack on the United States. Two commercial planes have flown into the World Trade Center. The United States airspace has been closed and we are being diverted to another location.”

The terror I felt over every inch of my body was intense. I thought I was going to die. I knew we were close to New York because we had the GPS system playing on our screen. He mentioned two planes. Could our plane have hijackers on it? Was this a full scale attack on America and here I was sitting right in the middle of it?  If I died what would happen? Could I survive a plane crash?  These are not questions that I ask myself every day.  A few moments later the pilot came back on and gave us additional information. We were flying to St. Johns Newfoundland until further direction from the United States was given. I was scared.

St. Johns NewfoundlandWe landed in Canada. This Canadian airport was an international airport. It serviced one international flight per week. 27 international Jumbo jets were now sitting on her tarmac.  How long would we have to be on this plane? The pilot only told us to try and relax. I had my video camera and videotaped fighter jets in the air and soldiers with machine guns guarding each plane. I am sorry but relaxing is not what I was doing.  Mom and I were on the phone with my sister Andrea and she was really shook up.  We didn’t know what to tell her because we really didn’t know anything.

I was asking myself a lot of questions.  I had a long time to answer these questions, because the pilot came on the PA system and told us that they were going to unload one plane at a time. They had to search each plane and each passenger. This would take around an hour per plane from smallest to biggest and we were one of the biggest planes that had been diverted there. Well, 19 hours passed before we greeted Canadian soil.  We were carefully brought off the plane. Security was at high alert.  We were greeted by armed guards, some with machine guns.  After making it through customs they loaded us all on buses where they transported us to the local hockey arena which they were using as the central transportation center for all diverted passengers.

When we walked into the arena it was the first time any of us had seen it. There it was on the jumbotron. You could see the planes slamming into each building. The planes looked eerily similar to our plane.  Most Americans watched this horrific tragedy in the comfort of their own home. Mom and I were on uncomfortable seats, had been awake for two days, and had just spent over 20+ hours on a plane.  We still had NO idea what was going on. My heart sank for those who were killed.  I could not even imagine how horrific it was for the families.  My heart aches for them to this day.

Each plane was assigned a section of seats in the arena. We had time to get to know some of our fellow passengers. There was the Director of Communications for Coca Cola UK. There was a VP for a Video Tech company in America. There was a couple that was on their honeymoon. There were so many others but these to just name a few.

Finally we were told that they would transport us to our Hotel. Actually, it was Holy Heart High School. Not really a bed and breakfast. The people were amazing there. The care and love that they showed us made it abundantly clear that God was in control.

We were assigned to the Science room on the second floor. We had about 15 or so people in our room. We were so exhausted so we decided to try and sleep for a few hours. I couldn’t sleep because A) The floor was hard B) The snoring and C) I felt like I had been skinned alive and thrown into the ocean.

The community came together and put their collective arms around us.  I was overwhelmed with gratitude for the way we were treated. They brought us food, sang for us and invited us into their homes. They took us on a tour of their beautiful city which we learned was the eastern most city in North America. They even took us on a boat to show us around.  I found out that the remains of the Titanic were only a short boat trip away. There was actually a group docked in St. Johns that was shooting a documentary about it.   It was the director for the movie Titanic and some other folks.

I had several days in Canada to reflect on my life. What had I accomplished? I was the Region 2 #1 Gold card seller at GNC. I was ranked nationally for my sales per hour and profit margins. But what had I really accomplished.  I could feel God tugging at my heart. He had something in store for me which wasn’t completely clear yet.

So after 4 days we were finally given word that we would be going home. I had mixed emotions. I really didn’t want to get back on a plane, but I really wanted to go home to my apartment in Atlanta.  A week in the bed and several bags of cheetoes is just what I needed.  There was thunderous applause as we lifted off the ground.  The trip home was very solemn. I felt relief and terror all at the same time. The last four days felt like four years. We were the first diverted plane to arrive back in to Atlanta. When we touched down we all cheered and whistled as if we had just scored the winning touchdown to beat Florida in overtime.   As we taxied back to the terminal the Delta employees clearly wanted us to know just how much they cared. There were hundreds of Airport employees lining our route as we taxied in with flags and banners that said, “WELCOME HOME” and “WE LOVE THE USA.” I could not help but to cry, as did most the passengers on the plane. Seeing those American flags and people cheering made me feel safe. Unfortunately, the victims and their families will never feel safe again.  I pray every day for the families.

This was a major moment in American history. It was also a major moment in Kevin’s history. I needed something to change.  I had made changes in my life, but there was something more that I needed to do and God was showing me.  I believe that God was calling me to come back home to Tennessee.  I had lived in Atlanta for over 3 years and I had my Aunt and many friend here.  I needed time to collect my thoughts and let God show me the way.

Then something amazing happened.

I received a job opportunity in Knoxville. With the counsel of my Mom, Dad and those around me, I decided to jump on it.

I came home in April 2002. God works in such amazing ways. I started my new job on May 1, 2002 and my future wife, Pam, started two weeks later.  We started dating in August and I proposed to her one year to the day after our first date, August 11, 2003. We got married on December 20, 2003 and then found out we were having our first child on October 21, 2004. Olivia was born on June 6, 2005. We found out that we were having a little boy on June 18, 2007. Patrick Callaghan Rhea was born on February 22, 2008.

I owe all of this to God. He had a plan for me. Part of His plan is for me to share with Olivia and Patrick the love and Grace of our Lord. His Grace is so incredible in my life. I have problems like the rest of humanity. I have anxiety, loneliness, fear and times of hopelessness. The difference today is that I have a purpose. That purpose is becoming clearer, but part of it is to share His love with others.  I need to get out of my shell and spread the Good News…God has a plan for you too!

September 11 is a day of remembrance for us all. I also use it as a time to reflect on my life.  Where have I been and where am I going.  I regularly get off track and I constantly need to be reminded that God loves me no matter what. It’s easy to let life take over and I start to forget what is most important in my life.

My prayers are with all of the family members who are still suffering with the events of that day. I pray that they may find peace and understanding from a world that knows not these things. I pray for the salvation of a nation that does not know the Truth. Not the truth about worldly things, but the Truth that God loves them.

To all of my fellow passengers in life: I hope and pray that along this journey I might be able to give something back to you. Maybe a kind word or encouraging smile is what you will need. Whatever that is, I hope that God, not me, is in the middle and you have the window seat.

God Bless

Boating Safety: US Coast Guard Auxiliary Part II

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Richard Swan

Public Affairs Officer

United States Coast Guard Auxiliary 

joins The Housing Hour this week to promote boating safety and explain the important role of the US Coast Guard Auxiliary.

Show Topics:

  1.  Safe Boating Statistics
  2. Proper Safety Equipment
  3. Dangers of Carbon Monoxide while boating

Plus  three simple principles:

Be Safe,  Be Courteous, Be Prepared!

Download (PDF, 347KB)

 

The mission of the Education Department of the US Coast Guard Auxiliary is two fold: to provide exceptional boating safety education to the American public with the aim of reducing loss of life, personal injury and property damage to recreational boaters; and to deliver the highest possible quality training, resources and timely materials in support of our flotilla instructors and public education staff officers at every level who are furnishing such boating safety education.

The Coast Guard’s Division of Boating Safety’s recent Strategic Plan identifies the need for measurable goals: reduction in boating accident injuries and fatalities. The Education Department is committed to focusing its attention helping realize those goals by reaching as many people with the safe boating information as possible, especially the high risk boaters. In addition, we have these goals:

  • Develop and/or maintain up to date and effective educational materials;
  • Continue to focus on the segment of the boating public most at risk Increase flotilla-taught basic boating safety education by 10% annually;
  • Provide and promote ongoing quality instructor development;
  • Make use of appropriate technological resources;
  • Adopt e-learning as a viable way to reach boaters;
  • Utilize e-learning to challenge and grow our instructor corps;
  • Partner with outside organizations where applicable to further boating education;
  • Continue to team with the experience and expertise of the other National Departments to provide solid programs and courses.
For more information on Boating Safety in Tennessee:
Tennessee Boating Laws and Responsibilities Handbook-
https://www.tn.gov/…/attachments/tn_handbook_entire.pdf

For Boating Safety Education in Tennessee-
https://www.tn.gov/twra/article/boating-safety-education

For Boating Safety Classes and Test Locations-
https://www.tn.gov/…/East-Tennessee-Testing-Locations

Richard Swan

Tennessee is where Richard calls home, having been born and raised in Knoxville; with family roots that go back many generations in East Tennessee. Richard graduated from Bearden High School and then the University of Tennessee with a degree in Broadcasting.

For most customers, the home buying experience is filled with questions and concerns about what is the best option for them. Richard enjoys helping customers work through their choices and come up with the best decision for their lives. You will enjoy an approach to home financing that focuses on what you want; putting your needs first.

Call Richard  today:

MIG Farragut Branch Office

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 Special Guests

Samanda Knight  and Aretha Mims

joins The Housing Hour this week to discuss the local real estate market. Samanda is a Branch Manager with Mortgage Investors Group at their Farragut Office and Aretha is a Realtor with Realty Executives Associates, Nikitia Thompson Realty in Knoxville.   Samanda and Aretha bring their business perspective and experience to the show to help our listeners understand all that’s going on in the industry today.

Samanda Knight

NMLS Unique Identifier # 657450

Samanda’s   desire was to leave her  “footprint” in the world led her to a career in the mortgage lending industry. That was nearly 20 years ago, and in that time, she’s been able to draw on her love of interacting with people to help clients achieve the American dream of homeownership.

Samanda entered the industry in 1995 as a mortgage processor. Three years later, she began originating loans and worked her way up to becoming a producing Branch Manager before making the seamless transition to MIG in June as a Senior Loan Officer in its main Knoxville branch.

Samanda is well versed in all types of lending, including Federal Housing Administration (FHA), FHA 203K, Veterans Affairs (VA), Tennessee Housing Development Agency (THDA), Rural Development (RD), New Construction, and Homepath. Today she works with Loan Officer Assistant Holly Clark and Processor Lisa Calvert, as she guides clients through the process of making one of the largest investments of their lives. Samanda strives to offer exceptional customer service by thoroughly listening to her clients so she can gain a full understanding of their financial goals. Then, she advises them about their options so they can achieve those goals.

Samanda is an affiliate member of the Knoxville Area Association of Realtors and a member of the Knoxville Chamber of Commerce and Farragut Chamber of Commerce.


 

Aretha Mims

Aretha A. Mims, Realty Executives, Nikitia Thompson Realty has been a real estate professional for over fifteen years in the state of Tennessee.

Aretha’s real estate career began in office administration in Nashville Tennessee.  She is very passionate about her profession and takes very seriously the task of meeting her clients and customers needs.

Aretha has surrounded herself with very reputable Lender’s, Title Attorneys, termite companies, foundation specialist, home inspectors etc. Whatever the needs maybe to insure the most professional experience as humanly possible.

Aretha A. Mims

Realty Executives Associates,

Nikitia Thompson Realty

865- 244-8528

Contact Aretha today!

Realty Executives Associates

3232 Tazewell Pike

Knoxville, TN 37918

Mobile:(865) 244-8528

 

 

Tennessee Valley Realty Associates

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Special Guests

julieJulie Thacker

Property Manager

Tennessee Valley Realty Associates

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Robert Carter

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Senior Loan Officer

Mortgage Investors Group. RCbanner

Tennessee Valley Realty Associates

 

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Julie Anderson Thacker is a licensed REALTOR and property manager with Tennessee Valley Realty Associates.  Julie has a dual degree from the University of Tennessee in Classic Civilizations and Political Science.  She began as a property manager in 2005 focusing on multifamily properties.  From 2006 – 2012, Julie specialized in commercial real estate sales and leasing.  She has been with Tennessee Valley Realty Associates since 2012 and has taken the property management division from 4 single family homes to 100+ single family homes.

 

Robert Carter:

It was after financing my own home with MIG that I decided that I wanted to be part of a company that treats its customers with the professionalism I was shown during the purchase of my own home. It was at this point that I began the transition from a successful career as an International Airline Pilot working with Department of Defense Contractors to becoming a Loan Officer at MIG. I understand that purchasing your home is the largest financial transaction you will make in your lifetime, and I take the responsibility of guiding my clients through the process just as seriously as landing a jumbo jet in a hostile foreign land. Not only is it my job to find the best loan product for each individual, but also equally important is explaining every step in the process of fulfilling the American dream of home ownership. My in-house Processor, Closer, and Underwriters have decades of experience in the mortgage industry, and they are just as committed as me in getting your transaction done as smoothly and quickly as possible.

Apply Online @ CloseWithCarter.Com “Turning Contracts Into Closings”

Conventional, FHA, THDA, VA, Interest Only, First-Time Buyers, Rate/Term Refinancing, Cash Out Refinancing, Rural Development, New Construction, Land/Lot, Log Homes.

 

 

Reverse Mortgages

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HOUSINGHOUR_BannerAd_700x300Special Guest

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Specialty Products Sales Manager                      Brentwood Office

Sam Hawkins,

joins The Housing Hour to discuss his role as Specialty Products Sales Managers for Mortgage Investors Group. Segment one, we discuss the growing volume of jumbo loans(loans over $417,000) in our various markets. Segment two through four we discuss the growing need and advantages of the Reverse Mortgage.

 Reverse Mortgages

If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA’s Home Equity Conversion Mortgage (HECM) program.  The HECM is FHA’s reverse mortgage program that enables you to withdraw a portion of your home’s equity.

You can also use a reverse mortgage to purchase a primary residence if you are able to use cash on hand to pay the difference between the reverse proceeds and the sales price plus closing costs for the property you are purchasing.

How the Program Works

There are many factors to consider before deciding whether a reverse is right for you.  To aid in this process, you must meet with a reverse mortgage counselor to discuss program eligibility requirements, financial implications and alternatives to obtaining a reverse mortgage and repaying the loan. Counselors will also discuss provisions for the mortgage becoming due and payable.  Upon the completion of the counseling, you should be able to make an independent, informed decision of whether this product will meet your specific needs.

There are borrower and property eligibility requirements that must be met.  You can use the listing below to see if you qualify. If you meet the eligibility criteria, you can contact a reverse mortgage loan officer by contacting a Mortgage Investors Group.  MIG will discuss other requirements of the reverse mortgage program, such as first year payment limitations, available payment options, the loan approval process, and repayment terms.

Borrower Requirements

You must:

Property Requirements

The following eligible property types must meet all FHA property standards and flood requirements:

Financial Requirements

For adjustable interest rate mortgages, you can select one of the following payment plans:

For fixed interest rate mortgages, you will receive the Single Disbursement Lump Sum payment plan.

Mortgage Amount Based On

The amount you may borrower will depend on:

If there is more than one borrower and no eligible non-borrowing spouse, the age of the youngest borrower is used to determine the amount you can borrow.

The best place to start is by contacting a Mortgage Investors Group loan officers to discuss all the reverse mortgage advantages.

Celebrating Our Independence

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Women of the Home Front- Bonus interview (CLICK HERE)

We celebrate our country’s birthday by interviewing two WWII veterans and discussing the 70 birthday of the Oak Ridge Pool.

Celebrating Our Independence

1st Segment: William C (Bill) Lane flew a  CARGO GLIDER, CG-4A, “WACO” during Operation Market Garden in the Netherlands.  It was the largest airborne operation up to that period of the war.  Bill tells the story and how he earned his purple heart.

bill lane200gliderGi’s inspect a crashed glider during Operation Market Garden

                          bill lane2 Bill receiving Purple Heart.

2nd Segment: Richard Gallaher was a farm boy from Kingston Tennessee. After Pearl Harbor was attached, he enlisted in the US Army and left college. Richard retells his story of his transition from rural USA to the US Army. richard

3rd Segment: Kevin and Mark discuss the 70th birthday of the Oak Ridge pool.  In the 1800’s it was known to travelers as the refreshing waters of Cross Springs, today it’s known as the refreshing waters of the Oak Ridge Pool.
Read the interesting history of this iconic swimming hole:
https://thehousinghour.wpengine.com/gene…/oak-ridge-pool-turns-70/

pool38to45F

Mortgage Investors Group and The Housing Hour would like to honor our countries independence by thanking all our military veterans and those who are currently serving our country. We understand and are so grateful for the sacrifices you have made for her freedom. MIG would also like to honor the memory of those who have died defending our nation and their families who have given so much for her defense.
Happy 4th of July and God Bless Our Country!

Plus Bonus Interview:

Women on the Home Front- Elsie Gilford

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Salute from the Shore

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Honoring American Armed Forces on

The Fourth of July

solute bannerSalute from the Shore

The State of South Carolina prepares for the 6th annual, ‘Salute from the Shores’, on July 4th. This event gives family, friends, and the country a chance to honor our Armed Forces on Independence Day. Various WWII vintage aircraft escorted by F-16’s will fly the coastline of South Carolina, from slightly North of Myrtle Beach to just a little south of Hilton Head. Beach-goers have the opportunity to watch the historic flight while waving flags and writing encouraging messages on the sand.
Having participated in the solute for the past five years, I can tell you there is nothing more exhilarating than holding the US flag, high overhead as then planes roar down the coast. It’s a memory that will last a lifetime.
Mortgage Investors Group and The Housing Hour would like to celebrate our countries independence by thanking all our military veterans and those who are currently serving our country. We understand and are so grateful for the sacrifices you have made for her freedom. MIG would also like to honor the memory of those who have died defending our nation and their families who have given so much for her defense.
Happy 4th of July and God Bless Our Country!

 

 

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Ready, Set, WAIT!

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tridbannernewfinalWith the new Integrated Disclosures for TILA & RESPA (TRID) date rescheduled for an October 3rd start date, MIG will lead the way to help our customers,  network of partners, and clients through this very important change. For the past 25 years Mortgage Investors Group has been dedicated to being a leader in the mortgage lending industry.K1 Kevin and Mark will discuss the changes and the implications these new rules will impose on Mortgage Lending.

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MIG is paving the way to a more complete understanding of the benefits the new disclosures provide to the customer.

 See below for two resources that you might find helpful.

   

TRID Rule Coming Soon

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jessemarkFSpecial Guest

Jesse A. Lehn,

Executive Vice President,

Mortgage Investors Group

joins The Housing Hour to discuss the big change in home loan closing procedure issued by the Consumer Financial Protection Bureau that will take effect August 1st.  The change may seem to be confusing and cumbersome  but with the experienced team at Mortgage Investors Group, our customers closing will remain smooth and worry free.

Consumer Protection Series

TRIDPart I   TRID Rule Coming Soon

Why TRID and What Is It?

Link: CFPB Consumer Financial Protection Bureau

For more than 30 years, Federal law has required lenders to provide two different disclosure forms to consumers applying for a mortgage. The law also generally has required two different forms at or shortly before closing on the loan. Two different Federal agencies developed these forms separately, under two Federal statutes: the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act of 1974 (RESPA). The information on these forms is overlapping and the language is inconsistent. Consumers often find the forms confusing, and lenders and settlement agents find the forms burdensome to provide and explain.
The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) directs the Consumer Financial Protection Bureau (Bureau) to integrate the mortgage loan disclosures under TILA and RESPA Sections 4 and 5. Section 1032(f) of the Dodd-Frank Act mandated that the Bureau propose for public comment rules and model disclosures that integrate the TILA and RESPA disclosures by July 21, 2012. The Bureau satisfied this statutory mandate and issued proposed rules and forms on July 9, 2012. To accomplish this, the Bureau engaged in extensive consumer and industry research, analysis of public comment, and public outreach for more than a year. After issuing the proposal, the Bureau conducted a large-scale quantitative study of its proposed integrated disclosures with approximately 850 consumers, which concluded that the Bureau’s integrated disclosures had on average statistically significant better performance than the current disclosures under TILA and RESPA. The Bureau has now finalized a rule with new, integrated disclosures – Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z) (78 FR 7973, Dec. 31, 2013) (TILA-RESPA rule). The TILA-RESPA rule also provides a detailed explanation of how the forms should be filled out and used.
First, the Good Faith Estimate (GFE) and the initial Truth-in-Lending disclosure (initial TIL) have been combined into a new form, the Loan Estimate. Similar to those forms, the new Loan Estimate form is designed to provide disclosures that will be helpful to consumers in understanding the key features, costs, and risks of the mortgage loan for which they are applying, and must be provided to consumers no later than the third business day after they submit a loan application. Second, the HUD-1 and final Truth-in-Lending disclosure (final TIL and, together with the initial TIL, the Truth-in-Lending forms) have been combined into another new form, the Closing Disclosure, which is designed to provide disclosures that will be helpful to consumers in understanding all of the costs of the transaction. This form must be provided to consumers at least three business days before consummation of the loan.
The forms use clear language and design to make it easier for consumers to locate key information, such as interest rate, monthly payments, and costs to close the loan. The forms also provide more information to help consumers decide whether they can afford the loan and to facilitate comparison of the cost of different loan offers, including the cost of the loans over time.
The final rule applies to most closed-end consumer mortgages. It does not apply to home equity lines of credit (HELOCs), reverse mortgages, or mortgages secured by a mobile home or by a dwelling that is not attached to real property (i.e., land).
The TILA-RESPA rule is effective August 1, 2015.

Mortgage Investors Group Bobby Denton Charity Classic

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ron

Special Guest

Ron Morton

(Bobby Denton’s Nephew) and Owner of
Ron discusses the Legacy of Bobby Denton and how you can be part of the

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1st Annual MIG Bobby Denton Charity Classic!

Mortgage Investors Group Bobby Denton Charity Classic

St Jude Mission Statement
The mission of St.Jude Children’s Research Hospital is to advance cures, and means of prevention,for pediatric
catastrophic diseases through research and treatment. Consistent with the vision of our founder Danny Thomas, no
child is denied treatment based on race, religion or a family’s ability to pay.
Vision
Our vision is to be the world leader in advancing the treatment and prevention of catastrophic diseases in children.
This vision will be pursued by providing outstanding patient care; by conducting basic, translational and clinical
research designed to elucidate biological mechanisms, understand disease pathogenesis, improve diagnosis,
enhance treatment outcome, prevent diseases and minimize adverse consequences of treatment; and by educating
health care and scientific researchprofessionals. Through these efforts we seek to cure and enhance the quality of life for an increasing proportion of children who come to us for treatment, and by expanding and sharing knowledge, to advance treatment of children with
catastrophic diseases worldwide, while developing strategies to prevent catastrophic diseases in children.
Values
Our foremost responsibilities are to the children with catastrophic diseases, their families, and to the donors that have committed their personal resources toward our Mission. To fully meet these responsibilities, we are committed to an
explicit set of values. These values are the standards of behavior that we use to guide our daily actions and decisions. We will ensure that these standards of behavior are adhered to through ongoing training of all personnel working at
St. Jude, and by annually evaluating the executive leadership, faculty and staff in their adherence to these values.
Our values of ethical behavior are an important part of who we are, and their incorporation into the
fabric of the institution directly impacts our ability to make progress toward achieving our Mission, while simultaneously strengthening our reputation.

  • A commitment to provide our patients with the highest quality of medical and supportive care, and their families with the level of information and support necessary for them to make informed decisions and to become active participants in the care of their children.
  • A commitment to respect the ethnic, cultural, religious and lifestyle differences of patients, their families, our colleagues and our supporters.
  • A commitment to our donors that every dollar donated will be wisely spent toward achieving our Mission of advancing cures, and means of prevention, for pediatric catastrophic disease through research and treatment.
  • A commitment to a culture of excellence, innovation and creativity, not only in our research, but in everything we do.
  • A drive and a sense of urgency to succeed.
  • Honesty, integrity, and accountability in our actions and decisions.
  • A culture of trust and teamwork.
  • Respect for the employees under our supervision.
  • A commitment to the continual development of our employees.
  • A commitment to diversity.
  • A commitment to social responsibility and institutional citizenship on a local, state, national and global level.

To effectively live up to these ideals, institutional leaders and all employees must maintain a culture that promotes adherence to these values in all that we do.

St. Jude Children’s Research Hospital is internationally recognized for its pioneering research and treatment of children with cancer and other life-threatening diseases. The hospital’s research has helped push overall survival rates for childhood cancer from less than 20 percent when the institution opened to almost 80 percent today. It is the first and only National Cancer Institute-designated Comprehensive Cancer Center devoted solely to children, and no family ever pays St. Jude for anything. For more information, visit www.stjude.org.